Frequently Asked Questions

Why is Edge offering me an advance?

You were handpicked to receive a potential advance offer from Edge Capital. Fill out the application and see what we can do for you!

Why Edge Capital? What do we have that others don't?

Edge Capital wants to become your trusted lending partner. Our Advance Specialists have over 20 years experience in the financial services industry and can make sure we tailor the advance to meet your business needs.

How much does this cost?

Edge Capital charges a flat fee—there is no APR or interest. Your fee is broken up into installments and is based on your revenue. This is paid as part of your daily, weekly, or monthly repayments.

How do you determine the advance amount?

The advance amount is determined by a combination of your revenue as well as the health of your business.

How long do I have to make repayments?

The typical repayment period is 70-100 days. The period is determined when you apply.

How do I make payments?

Payments are pulled from the bank account that you linked to Edge Capital during the application process. This occurs via ACH debiting.

Do you perform a credit check? Will this impact my credit score?

We do not perform a personal credit check and the application process does not affect your credit score.

What happens if I can’t make a payment?

Edge Capital understands that businesses can run into challenging financial situations. Knowing this, we provide an easy way to adjust your payment schedule by contacting one of our specialists at [email protected] or calling (802) 394-1705. If you cannot make a payment, it is very important that you contact us ahead of time to avoid additional penalties.

If I miss a payment, will it affect my standing as a customer of Edge Capital?

No. If you miss a payment, we can adjust your schedule without affecting your Edge Capital account. However, you need to communicate this to us as soon as possible to avoid additional penalties.

Do you have access to my bank account once I give that information?

Edge Capital uses a third-party service (such as Plaid or Yodlee) o review transactional information. We will have view-only access to the information they provide and nothing more.

Can I speak with someone to answer questions or problems I have?

Yes. You can email us at [email protected], or call us at (802) 394-1705.